CMG Mortgage, Inc. dba CMG Home Loans NMLS ID# 1820 (www.nmlsconsumeraccess.org), is an equal housing lender. CMG Mortgage, Inc is a well-capitalized mortgage bank founded in 1993.  Founder and CEO, Christopher M George, was Chairman of the Mortage Bankers Association in 2019.  CMG makes its products and services available to the market through three distinct origination channels including Retail Lending, Wholesale Lending, and Correspondent Lending.
CMG currently operates in all states, including District of Columbia and holds approvals with FNMA, FHLMC, and GNMA.  CMG is widely known through the mortgage banking and housing markets for responsible lending practices, industry and consumer advocacy, product innovation, and operational efficiency.
CMG Home Loans delivers the personal service of a local lender, leveraging the resources of a national brand. Currently operating in all 50 states and the District of Columbia, CMG Home Loans branches have earned over 1200 Zillow reviews praising reliable preapprovals, ease of transaction, on-time closings, and transparency and communication throughout the mortgage process.
Throughout the mortgage industry, CMG Home Loans is known for its innovation of product and continued investment in technology. From HomeFundIt, the down payment crowdfunding platform to the All In One Loan, the smarter way to borrow, CMG develops mortgage solutions that serve the needs of every borrower.
CMG Home Loans holds federal agency lending approvals with HUD, VA, RHS, GNMA, FNMA and FHLMC. CMG loan officers specialize in all new purchase and refinance mortgage needs and act as financial counselors to help borrowers make informed decisions.

1993 THE BEGINNING
Christopher M. George established CMG Mortgage, Inc. in July of 1993 in Pleasanton, CA. The company began modestly with seven employees, primarily focusing on aiding homeowners and homebuyers directly through his or her refinance and purchase needs. Thus, began the Retail Lending division.
Low overhead enabled competitive pricing contributing to the company’s initial success. By 1994, the company had outgrown its office space and relocated to its current corporate office location in San Ramon, California.

1995 – 1996  NATIONWIDE GROWTH
In 1995, the company opened a Wholesale Lending division, mainly focusing on correspondent lending to achieve better pricing at a retail level. From 1996 through the end of the decade, CMG Mortgage, Inc. continued to expand successfully, obtaining licenses in additional states and penetrating active markets more thoroughly.

2003 GAINING RECOGNITION
CMG Mortgage, Inc. was awarded the prestigious Broker of the Year 2003 award by the California Association of Mortgage Brokers (CAMB) and was named one of the San Francisco Bay Area’s 100 fastest-growing companies by the San Francisco Business Times.

INNOVATION
In 2005, the Home Ownership Accelerator™ (HOA) loan was launched across all business channels and with it the beginning of a new paradigm regarding managing debt. The HOA™ loan was a mortgage product developed to help homeowners pay significantly less amounts of interest and accelerate pay-off.
Great success was found in the product and by early 2008, the company was breaking its own production records.

2009 BRAND DEVELOPMENT
CMG Financial was awarded a U.S. patent for its revolutionary Home Ownership Accelerator™, later rebranded as the All In One Loan – the only loan product available that functions as a personal checking account, intended to help homeowners avoid up to hundreds of thousands of dollars in mortgage interest costs. This marked an exciting time for the organization as it began to expand the product’s availability in the market.

2011 CONTINUED GROWTH
CMG Financial’s lending philosophy focuses on making sure borrowers get not just a mortgage, but that they get the right solution to fit their broader financial goals. For this reason, the company added the DBA of CMG Financial and executed a rebrand and began marketing under the new name. It has since helped draw distinction between developing business channels and awareness of the company’s trajectory to the market.

2012 NEW OPPORTUNITIES
As the housing market began to show signs of recovery, CMG Financial surged in growth again and launched a new business channel, Correspondent Lending, which allowed the company to partner with other organizations as an investor by purchasing closed loan volume. Today, this channel represents one of the largest growth opportunities for the company as independent mortgage bankers look for alternative funding sources.

PRESENT BUSINESS TODAY
CMG Financial remains privately held by Christopher M. George and maintains its original culture and business model of low overhead, competitive pricing, and extraordinary service. The company manages to attract some of the most talented professionals in the industry today as well as expand its footprint across America, guiding consumers through the many aspects of homeownership in most states.

FUTURE TOMORROW
We intend to continue to change the way the industry and the nation’s homeowners think about mortgage finance. Our goal is to create awareness of the many advantages homeownership can provide while innovating mortgage products that answer the needs of today’s home buyers. Stay tuned!