I’m a Senior Loan Officer with CMG Home Loans. I’ve spent my professional career in real estate. My experience includes 20+ years as an agent/broker in the Texas market and 20 years as a loan officer/manager in Mississippi. I’m familiar with all aspects of a transaction which makes everyone’s life a little easier.   

As an experienced loan officer, I can provide valuable assistance to you by addressing key challenges when financing a home. A few highlights:

Credit Score Guidance: I can offer strategies and resources to improve credit scores, helping you qualify for better loan options and lower interest rates.

Down Payment Solutions: Educate you on various down payment assistance programs and savings strategies, making homeownership more attainable.

Interest Rate Insights: Help you understand the current interest rate landscape and provide tools for effective budgeting, ensuring you can make informed financial decisions.

Loan Options: Simplify the loan selection process by explaining the different types of loans and terms, tailoring recommendations to fit your unique financial needs.

Debt Management Advice: Assist you in understanding debt-to-income ratios, how they are used in the loan process and offer strategies to manage existing debts, enhancing your chances of mortgage approval.

Cost Awareness: Ensure that you are aware of all potential costs associated with home buying, including exposing any hidden fees, to help you budget accurately.

Market Strategy Support: Along with your realtor, provide insights into the housing market and strategies so you can navigate competitive situations, empowering you to make successful offers on homes.

By addressing these challenges, I can guide you toward successful financing and help you achieve your dream of homeownership.